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We focus on your cost while you focus on your business.

There’s no need to switch processors. Our cost analysis is free.

Who We Are

Focus Advocates is a cost reduction firm with over 20 years industry experience specializing in reducing merchant fees and account consulting.

We help clients get full transparency of their merchant processing fees and help them save money without switching processors.

We believe giving back is important. We'll donate monthly to the charity of your choice at no cost to you.

How It Works


We will review your statement to uncover hidden fees and inflated rates.


We negotiate with the processors on your behalf to reduce your rates and eliminate hidden fees.


We regularly monitor your statements to watch for rising rates and additional fees.

Frequently Asked Questions

How does Focus Advocates cost reduction process work?

The process starts with a complimentary savings analysis to identify and quantify cost savings opportunities. We will develop and implement a customized savings methodology, which includes continuous monitoring, analysis, and re-optimization of your account to maximize savings.

How are saving calculated?

After reviewing your current merchant statements, we will establish the baseline rates you are currently paying. Once the savings methodology Focus Advocates has designed for your company has been implemented, we will compare the new rates to the baseline rates to calculate your savings.

Is overcharging of credit card processing fees common?

Companies are typically overcharged 20-35% because of numerous factors including account setup errors, junk fees, transaction misclassification and improperly applied discounts.

Do I need to change processors or business processors in order to save?

No, we can work with any processor. Our ability to save through our proprietary processes is not dependent on which processor you have.





Partner Program

For associations, public accountants, and other consultants: help your clients and portfolio companies reduce costs by partnering with Focus Advocates.